| Congratulations on your
decision to buy a new home! There are many important things to
consider throughout the process, especially if you're a
first-time homebuyer. Here's some information that will keep you
on track. |
| |
| In General....
|
| |
| A
home purchase may be your largest financial transaction to date,
so it's important to make the right decisions and to keep an eye
on the details. With the assistance of Sheila Ledesma of
Direct Access Lending, it should be an efficient,
pleasant, and ultimately rewarding experience.
|
|
| |
|
Count On Your Real Estate Agent To:
- Preview available homes to weed out
those that are overpriced, or undesirable in some other way.
- Present the homes that suit your needs
as you've defined them.
- Help you determine the difference
between a "good buy" and a property which, because of its
nature (neighborhood, market appeal, etc.), might have to be
discounted if you decide to sell in the future.
- Negotiate the best deal for you. With a
Pre-Qualification letter from
Sheila Ledesma of
Direct Access Lending
in hand, your Real Estate Agent will be able to demonstrate
that you are a qualified and capable borrower. This will
strongly influence the Seller, and may make the difference
between the Seller accepting your offer or someone else's --
even if your offer is lower!
|
| |
|
Count On Your
Mortgage Broker and Loan Officer To:
- Assist you in selecting the best loan to
meet your personal situation and goals. (This single
decision can save you thousands of dollars throughout the
years!)
- Keep you informed of your loan status
throughout the entire process.
- Keep your Real Estate Agent informed of
our loan progress (Note: your personal information is always
kept confidential between you and
Sheila Ledesma of
Direct Access Lending;
only deal points and progress are shared).
- Get the appropriate loan for you at the
best rates and fees. This will save you significant money
"up front" and throughout the years to come.
|
| |
|
Count On Yourself
To:
- Keep your Real Estate Agent informed of
any questions or concerns as they develop.
- Keep the process moving by providing
documentation and decisions as soon as reasonably possible.
By doing so, many of the details are taken care of early in
the process so you can comfortably concentrate on any
last-minute details or events that require your attention.
- Enjoy purchasing your home, but do
remain objective throughout -- to make the business
decisions that are best for you.
- Make sure you are pre-approved as early
as possible. This will put the power of financing behind you
so you can concentrate on selecting your home.
|
|
|
Refresh page if mortgage rates do not load. |
All Loan Programs Available:
|
